Why do all of the “billboard” lenders offer a 30 year fixed rate loan?  How do they know that is the best loan for you?  Why do you need a qualified Professional?

The answers are simple!  They only offer a 30 year fixed rate because they think that is what you want.  They don’t know what is best for you because they haven’t asked you any questions about your financial future and goals.  And finally, you need a qualified Professional to help you make what is probably the most important financial decision of your life.

Most Home Buyer’s or Home Owners want a 30 year fixed because that is what our parent’s told us to do.  However, times have changed and so should your financial thinking. Our parent’s didn’t enjoy the housing appreciation we have over the years.  Our parent’s retirement plans were different than ours.

Did you know, that if you borrow $400,000 for 30 years fixed at 6%, you will pay over $863,355 over the life of the loan.  What if you only keep the home for 5 years?  Or what if you plan to refinance in the next 3 years?  There are many loan options available to you that need clarification and a billboard can’t do that.

At Premier Lending Group, Inc. we are not transactional, we are relational.  We want to help you obtain the best possible loan for you, not your parents.  We can customize a report comparing 4 loan programs, showing you the benefit of various loan programs.  We can also show you why YOU SHOULD NEVER TAKE A 30 YEAR FIXED RATE LOAN!   That is right, there are program out there that help you save more money for retirement that you ever thought was possible.  Ask us about a FREE Equity Repositioning Report® customized to your situation.